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University of Central Oklahoma

Education and Certifications

Kansas State University

  • PhD Candidate – Anticipated graduation (2018)
  • Personal Financial Planning

Oklahoma City University

  • Master of Business Administration: Healthcare Administration (1996)

University of Central Oklahoma

  • Bachelor of Business Administration: Marketing (1986)


  • Student Transformative Learning Record (STLR) Certification (2017)


Academic Experience 

University of Central Oklahoma

  • Instructor, College of Business (2006 – present)
  • Sam Walton Fellow, Students in Free Enterprise (2009 – 2013)

Park University

  • Senior Adjunct Instructor (1998 – 2007)

Professional Experience

OU Physicians

  • Business Development Analyst, Financial Services Department (2001 – 2005)

The Schuster Group

  • Executive Director, Independent Medical Providers Action Coalition (1996 – 1998)
  • Project Manager (1995 – 1998)

Oklahoma County Assessor

  • Administrator, Maps Department (1993 – 1994)

Pitney Bowes, Inc.

  • Sales Representative (1992 – 1993)

Classes Taught

University of Central Oklahoma

  • Personal Finance –  30 Sections
  • Project Persist – 4 Sections
  • Introduction to Business – 53 Sections
  • Students in Free Enterprise – 4 Courses
  • Financial Literacy – Upward Bound Summer Enrichment Program (2015, 2017)

Park University

  • Senior Seminar in Marketing
  • Organizational Behavior
  • Principles of Marketing
  • Introduction to Business

Research, Published Work, and Scholarly Activities

Peer Reviewed Publications

Garrett, J. L., Rodermund, R., Anderson, N., Berkowitz, S., & Robb, C. A., (2014). Adoption of mobile payment technology by consumers. Family and Consumer Sciences Research Journal, 42(4), 358-368. 

Henegar, J. M., Archuleta, K., Grable, J., Britt, S., Anderson, N., & Dale, A. (2013). Credit card behavior as a function of impulsivity and mother’s socialization factors. Journal of Financial Counseling and Planning, 24(2), 37-49.

Anderson, N., Fernatt, F., Rodermund, R., Sages, R., & Grable, J. (2012). Mama’s boys and Nature’s girls: Explaining differences in risk attitudes between women and men. Global Journal of Human Social Science, 12(15), 10-21.

Grable, J. E., Cupples, S., Frenatt, F., & Anderson, N. (2012). Evaluating the link between perceived income adequacy and financial satisfaction: A resource deficit hypothesis approach. Social Indicators Research, 114(3), 1109-1124.

Conference Presentations

Credit Card behavior as a function of risk attitude, impulsivity, and a mother's socialization factors (Fall 2011)

  • Presented research paper at the Association for Financial Counseling and Planning Education annual conference held in Jacksonville, FL.
  • Anderson, N. (Presenter & Author), Grable, J. E. (Presenter & Author), Britt, S. (Author Only), Dale, A. (Author Only).

Mama's boys and Nature's girls: explaining differences in risk attitudes between women and men (Fall 2011)

  • Presented research paper at the Academy of Financial Services 25th Annual Meeting held in Las Vegas, NV.
  • Anderson, N. (Author Only), Grable, J. E. (Author Only), Fernatt, F. (Presenter & Author), Rodermund, R. (Presenter & Author), Sages, R. (Author Only).

 Business communication across the curriculum: What can we learn from other disciplines?    (Fall 2008)

  • Presented research paper at the Association for Business Communication-Southwest United States annual meeting held in Houston, TX.
  •  Wardrope, W. (Presenter & Author), Anderson, N. (Author Only).

An analysis of the business communication course as a component of core business curriculum (Fall 2007)

  • Presented research paper at the Association for Business Communication annual conference held in Washington, DC.
  • Wardrope, W. (Presenter & Author), Anderson, N. (Author Only).

Invited Presentations

How do you use new financial technologies? (Spring 2014)

  • Invited presentation at American Council on Consumer Interests in Milwaukee, WI.
  • Garrett, J. L., Anderson, N., Rodermund, R., Berkowitz, S., & Robb, C. A.

Are baby boomer women likely to continue working during retirement? (Summer 2013)

  • Invited presentation at KSU/Ewha University Colloquium, Ewha University, Seoul, South Korea.

Evaluating the link between perceived income adequacy and financial satisfaction: A resource deficit hypothesis approach (Summer 2012)

  • Presented at KSU/Ewha University Colloquium, Ewha University, Seoul, South Korea.
  • Cupples, S. (Presenter & Author), Grable, J. (Author Only), Fernatt, F. (Author Only), Anderson, N. (Author Only)

Honors and Awards

Outstanding Journal Article Award (2014). Credit card behavior as a function of impulsivity and mother’s socialization factors. Association for Financial Counseling, Planning and Education.

Outstanding Faculty/Staff Award, Women of Many Ethnic Nationalities (2012). University of Central Oklahoma.

Faculty Service Award, Department of Economics and International Business (2012).

Students in Free Enterprise Regional Rookie Team of the Year (2010).

Professional and Community Involvement

University Service


  • Coordinator, Introduction to Business courses (2007 – 2014)
  • Committee Member, Core Curriculum Committee (2011 – 2013)
  • Committee Member, Scholarship Awards Committee (2011 – 2013)

College of Business:

  • Sam Walton Fellow and Faculty Advisor, Students in Free Enterprise (2009 – 2015)
  • Committee Member, CBA Standard 13 Team (2013)
  • Officer, Faculty Senate (2009 – 2011)
  • Faculty Advisor, UCO Mortar Board. (2008 – 2009)
  • Usher, Delta Mu Delta (2010 – 2013)
  • Conference Moderator, Twenty-Seventh Annual Southwest Business Symposium held in Edmond, OK (Spring 2010)


  • President Betz Faculty and Staff Reception Planning Committee (2018 – 2019) 
  • Committee Member, Student Support Services Traditional Steering Committee (2011 – present)
  • Faculty Advisor, Student Support Services (2007 – present)
  • Usher, UCO Graduation (2006 – present)
  • Faculty Advisor, UCO Mortar Board (2008 – 2009)
  • Volunteer, UCO Career & Internship Fair (2006 – 2012)
  • Volunteer, UCO Business Exposition (Fall 2008)
  • Guest Speaker, Delta Sigma Theta Sorority, Inc. (Fall 2008)
  • Volunteer, National Campus Security Summit: Practical Measures for Campus Security (Fall 2008)
  • Guest Speaker, Sigma Gamma Rho Sorority, Inc. (Spring 2008)
  • Judge, Miss Black and Gold Scholarship Pageant (Spring 2008)

Public and Community Service

  • Make A Will & Financial Management Board and Financial Planning Team (2015 – present)
  • St. James Baptist Church Financial Education Program Advisor (2013 – present)
  • Medical Center Neighborhood Association of Oklahoma City (2000 – present)
  • Harding Fine Arts Academy Parent-Teacher Organization (2015 – present)
  • Ambassador Concert Choir Member (2006 – 2010)
  • MLK Elementary School Parent-Teacher Association President (2005 – 2007)

Professional Organizations and Memberships

  • Association for Financial Counseling, Planning, and Education (2011– present)
  • The American Council on Consumer Interests (2011 – present)
  • Kappa Omicron Nu National Honor Society (2011 – present)
  • Empowerment for Excellence, University of Central Oklahoma (2013 – present)
  • OCU Meinder's School of Business Alumni Association Founding Member (1998)
  • Oklahoma City University Alumni Association Board of Directors (1996 – 2013)

The views expressed by UCO faculty and staff on their personal websites and social media pages do not necessarily reflect the positions of the University of Central Oklahoma. UCO faculty and staff are advised to follow the university’s social media guidelines and are expected to conduct themselves in accordance with policies outlined in UCO’s Employee Handbook and/or Faculty Handbook.